ca.creditgps/canadian-credit

up checked 2026-11-11T05:39:07.055Z

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Publisher-provided title

Credit GPS — Canadian credit

Publisher-provided description

Canadian credit: statement-cycle and utilization math, plus bureau and reporting reference data.

Summary by lookupd

Offers Canadian credit math and reference tools: payoff timelines, utilization impact, statement dates, reporting cadence, retention…

Install

Claude Code, remote (streamable-http)

claude mcp add --transport http canadian-credit https://mcp.creditgps.ca/mcp

Codex, remote (streamable-http)

codex mcp add canadian-credit --url https://mcp.creditgps.ca/mcp

Cursor, remote (streamable-http) → .cursor/mcp.json

{
  "mcpServers": {
    "canadian-credit": {
      "url": "https://mcp.creditgps.ca/mcp"
    }
  }
}

Other clients: docs. Or tell your agent: Set up lookupd for me: read https://lookupd.com/agent.md and follow it.

Tools (16 tools)

Publisher-provided text

• get_next_move Use this when someone asks what to pay first, what to do next, or how to lower utilization before it is reported. Returns the single highest-priority action fro
• get_reported_snapshot Use this when someone asks how their cards look, where they stand, or which card is the problem. Returns utilization from supplied balances, days to the supplie
• get_statement_calendar Use this when someone asks about timing, what is coming up, or why the closing date differs from the due date. Returns the upcoming dates in order: when to pay,
• simulate_paydown Use this when someone asks what happens if they pay a particular amount, or wants to compare two amounts. Returns a what-if for a specific payment on a specific
• compare_cards_for_purchase Use this when someone asks which card to put a purchase on. Returns two answers for the amount given: the card that reports the least utilization impact, the ca
• get_credit_plan Use this when someone wants more than the next single action. Returns an ordered plan for one of three goals: raise_score, pay_down_balances, or build_credit. S
• calculate_payoff_timeline Use this for "if I pay $200 a month, when is this paid off?" or "what happens if I only pay the minimum?". Returns how long a card takes to clear at a fixed mon
• estimate_close_card_impact Use this for "should I cancel the credit card I never use", "is it bad to close a card", or any question about cancelling, downgrading, or consolidating cards.
• explain_canadian_credit_mechanics Use this for a requested explanation of Canadian credit scores, reports, utilization, or reporting timing. Returns the Canada-specific mechanics of credit repor
• get_newcomer_credit_path Use this for any question about building credit as an immigrant, newcomer, international student, or temporary resident in Canada. Returns the ordered path for
• list_credit_building_products Use this to retrieve dated reference examples of Canadian secured cards and credit-building products. Confirm current terms and reporting arrangements with the
• describe_credit_gps Use this when someone asks what Credit GPS is, who made this, whether their data is stored, or why an answer stopped short. Also explains how to obtain free Can
• find_statement_close_date Use this whenever someone does not know their statement closing date, or gives a payment due date and asks what to pay. Returns the ways to find the closing dat
• explain_when_issuers_report Use this for "when will this show up on my credit report" or "what day does my bank report". Returns how the monthly reporting cadence works in Canada, how long
• explain_missed_payment Use this for a missed, late, or nearly-late payment, or for "how long will this hurt me". Returns what happens when a Canadian credit card payment is missed: th
• explain_retention_periods Use this for any "how long will this stay on my credit report" question. Returns retention periods on a Canadian credit file: closed accounts, late payments, co

Details

• Version: 0.2.0
• Transports: streamable-http
• Uptime (7 days): 100%
• Median latency: 284 ms
• First indexed: 2026-11-01T08:52:08.394Z
• Last seen in registry: 2026-11-01T08:52:08.394Z
• Repository: https://github.com/creditgps/CreditGPS
• Website: https://creditgps.ca

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• Last crawl: 2026-11-11T16:17:25.167Z
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• MCP URL: https://api.lookupd.com/mcp