com.coveragecat/insurance

up checked 2026-11-10T23:37:36.857Z

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Publisher-provided title

Coverage Cat

Publisher-provided description

Insurance calculators and umbrella/homeowners shopping, purchase status, policies, and support.

Summary by lookupd

Estimates auto, home, and umbrella insurance premiums, shops and buys umbrella policies, and manages existing policies and support requests.

Install

Claude Code, remote (streamable-http)

claude mcp add --transport http insurance https://www.coveragecat.com/api/consumer/mcp

Codex, remote (streamable-http)

codex mcp add insurance --url https://www.coveragecat.com/api/consumer/mcp

Cursor, remote (streamable-http) → .cursor/mcp.json

{
  "mcpServers": {
    "insurance": {
      "url": "https://www.coveragecat.com/api/consumer/mcp"
    }
  }
}

Other clients: docs. Or tell your agent: Set up lookupd for me: read https://lookupd.com/agent.md and follow it.

Tools (23 tools)

Publisher-provided text

• umbrella_consumer_prefill Preferred umbrella MCP entry point when a shopper wants Coverage Cat to shop for, compare, or buy umbrella insurance and no operator bearer token is present. On
• consumer_intake_issues Read the status of an umbrella application or an existing homeowners policy. Records request attribution and rotates follow-up access. In the umbrella sandbox,
• consumer_intake_verify_email When consumer_intake_issues reports verification.required, ask the shopper whether to send a verification email, then call with confirm_send: true. The link goe
• consumer_intake_patch Patch or submit a consumer-prefill umbrella handoff, or reply to existing-policy support correspondence in chat. Reuse uid and the latest intake_access_token fr
• umbrella_consumer_select Continue the consumer-prefill umbrella flow after quotes are ready. Reuse uid and the latest intake_access_token from the previous successful Coverage Cat respo
• umbrella_consumer_bind Continue the consumer-prefill umbrella bind follow-up only after select returns needs_more_info_to_bind or ready_to_finalize. Reuse uid and the latest intake_ac
• umbrella_consumer_attach Upload declarations or auto declarations during the consumer-prefill umbrella post-choose flow. Reuse uid and the latest intake_access_token from the previous s
• umbrella_consumer_payment Prepare secure Stripe payment collection or submit the resulting payment method during the consumer-prefill umbrella post-choose flow. Reuse uid and the latest
• umbrella_consumer_policy Read the current bound or cancelled umbrella policy record, policy documents, and any existing cancellation, refund, or support request history. Reuse uid and t
• umbrella_consumer_service Preview or open a cancellation, refund, or support request for a consumer umbrella policy. Reuse uid and the latest intake_access_token from the previous succes
• homeowners_consumer_policy Read the current bound or cancelled homeowners policy record, policy documents, and any existing cancellation, refund, or support request history. Reuse uid and
• homeowners_consumer_service Preview or open a cancellation, refund, or support request for a consumer homeowners policy. Reuse uid and the latest intake_access_token from the previous succ
• home_calculator Estimate annual and monthly home insurance ranges for a California property and return the normalized inputs, available risk-factor ids, and ZIP-level context n
• umbrella_calculator Research-only estimate of annual personal umbrella pricing bands, the inferred risk class, and per-factor impacts for directional pricing. Use this for price ex
• auto_estimates Estimate monthly auto premiums for one driver and vehicle profile across several carriers. Returns each carrier's id, name, and monthly premium spread (lowest,
• collision_and_comprehensive_coverage Estimate what collision and comprehensive coverage cost for one driver and vehicle profile, to help decide whether to carry them. Returns monthly premium spread
• file_a_claim Estimate whether filing an auto collision claim costs more than paying for the repair yourself. Returns monthly premium spreads with and without one claim, the
• umbrella_limit_planner Compare how much umbrella coverage to consider from net worth, independently confirmed protected assets, an optional income allowance, and the lowest applicable
• umbrella_underlying_limit_check Check an auto, homeowners, renters, or rental-property policy against the underlying liability requirements stated in a specific umbrella quote. Supply requirem
• umbrella_bundle_comparison Compare the total cost of keeping existing home and auto insurance with standalone umbrella coverage versus moving all three to a bundle. Enter annual net premi
• docs_list_topics List Coverage Cat documentation topics from the same consumer MCP connection and return each topic's title, category, URI, MIME type, summary, and public href.
• docs_search Search quickstart, auth, sandbox, OpenAPI, and runtime skill docs on this consumer MCP connection. Topics are ranked by how many query words appear in their tit
• docs_get_resource Read one Coverage Cat docs resource by URI from the default consumer MCP and return its URI, public href (null when it has no public page), MIME type, and full

Details

• Version: 1.0.1
• Transports: streamable-http
• Uptime (7 days): 100%
• Median latency: 1624 ms
• First indexed: 2026-11-01T08:53:32.371Z
• Last seen in registry: 2026-11-01T08:53:32.382Z
• Website: https://www.coveragecat.com

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• Last crawl: 2026-11-11T16:17:25.167Z
• API base: https://api.lookupd.com
• MCP URL: https://api.lookupd.com/mcp