com.freerateupdate/mortgage-home-equity

up checked 2026-11-11T05:39:11.158Z

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Publisher-provided title

FreeRateUpdate Mortgage & Home Equity Shopping

Publisher-provided description

Mortgage and home equity rates, loan limits, lender HMDA and SEC figures, home values, news

Summary by lookupd

Lets an agent look up mortgage and HELOC rates, loan limits, lender HMDA and SEC figures, home values, and published mortgage guidance.

Install

Claude Code, remote (streamable-http)

claude mcp add --transport http mortgage-home-equity https://fru-api.freerateupdate.com/mcp

Codex, remote (streamable-http)

codex mcp add mortgage-home-equity --url https://fru-api.freerateupdate.com/mcp

Cursor, remote (streamable-http) → .cursor/mcp.json

{
  "mcpServers": {
    "mortgage-home-equity": {
      "url": "https://fru-api.freerateupdate.com/mcp"
    }
  }
}

Other clients: docs. Or tell your agent: Set up lookupd for me: read https://lookupd.com/agent.md and follow it.

Tools (17 tools)

Publisher-provided text

• get_mortgage_rates Today's mortgage and home equity As Low As rates from FreeRateUpdate: the best rates and APRs we can verify being offered by lenders and brokers in our network,
• get_heloc_rates Today's As Low As rates for a home equity line of credit (HELOC) and a home equity loan, the same published revision as get_mortgage_rates, with each example sc
• get_start_link The link that starts a FreeRateUpdate request for one product, so lenders and brokers in our network can contact the person with their own rates and options. Yo
• get_loan_limits The conforming and FHA loan limits for the counties a five-digit ZIP code falls in, for the 2026 published schedule, as freerateupdate.com publishes them at htt
• get_lender_score The FreeRateUpdate Score (0-100) for a verified, currently in-network lender by company NMLS id, with factor breakdown and methodology link. Companies without a
• get_network_rate_summary Network-aggregate advertised-rate summary (min/avg APR + distinct-lender count per product bucket, min 5 lenders per bucket) from the latest fresh FreeRateUpdat
• get_home_values FreeRateUpdate first-party median home value from consumers who shopped rates with us (national, or one state), rolling 12-month window, refreshed monthly.
• get_state_property_tax FreeRateUpdate state dataset: median real estate property taxes, median monthly owner costs and median home value by state from the Census ACS 5-year, with the
• get_state_loan_to_income FreeRateUpdate first-party dataset: the median loan amount our shoppers request in each state against that state median household income, as a ratio, by product
• get_state_mortgage_free_homeownership FreeRateUpdate state dataset: owner-occupied housing units owned free and clear (no mortgage) by state, from the Census ACS 5-year B25081, with the owner-occupi
• get_reference_series Public reference time series FreeRateUpdate maintains (e.g. pmms_30yr_fixed, treasury_10yr_par), with license notes and observations.
• get_content_answer A published FreeRateUpdate answer to a mortgage or home-equity question, pinned to the edition it was published in. Ask by exact slug, or by keywords that are m
• get_lender_universe Search FreeRateUpdate's published lender pages: every company the public page resolver publishes on freerateupdate.com/reviews/, and nothing else. A row shows o
• get_news_episodes The FRU News episodes FreeRateUpdate has published: slug, title, description, series, publication date and the page to read, newest first. Omit slug for the lis
• get_lender_profile What a lender's published FreeRateUpdate page shows about the lender itself: the page URL, the Overview, Mortgage options and How it works sections as plain tex
• get_lender_figures One lender's published HMDA figures, by name: originations, denials, approval rate, rate spread, closing costs and product mix for the latest reported year, fro
• get_lender_sec_figures One lender's published SEC-filed parent figures: revenue, net income and the like, taken from the annual or quarterly filing the lender page prints. Ask with a

Changes

Newest first, as lookupd saw them

• 2026-11-11: version 1.3.0 → 1.3.1

Details

• Version: 1.3.1
• Transports: streamable-http
• Uptime (7 days): 100%
• Median latency: 541 ms
• First indexed: 2026-11-01T08:54:07.691Z
• Last seen in registry: 2026-11-11T11:17:20.909Z
• Website: https://www.freerateupdate.com/mortgage-home-equity-mcp

Badge for your README

Shows this live status and links here; updates hourly.

[![lookupd status](https://lookupd.com/badge/com.freerateupdate/mortgage-home-equity.svg)](https://lookupd.com/servers/com.freerateupdate/mortgage-home-equity)

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• Last crawl: 2026-11-11T19:17:20.153Z
• API base: https://api.lookupd.com
• MCP URL: https://api.lookupd.com/mcp