io.github.SPFreedom/showrealcost

up checked 2026-11-11T01:38:54.837Z

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Publisher-provided description

Loan-cost math: payments, payoff time, offers with fees, payday loans, Rule of 78s, Fed rates.

Summary by lookupd

Calculates loan payments, payoff timelines, debt payoff plans, fee and APR costs, and compares loan offers or refinancing options.

Install

Claude Code, remote (streamable-http)

claude mcp add --transport http showrealcost https://mcp.showrealcost.com/mcp

Codex, remote (streamable-http)

codex mcp add showrealcost --url https://mcp.showrealcost.com/mcp

Cursor, remote (streamable-http) → .cursor/mcp.json

{
  "mcpServers": {
    "showrealcost": {
      "url": "https://mcp.showrealcost.com/mcp"
    }
  }
}

Other clients: docs. Or tell your agent: Set up lookupd for me: read https://lookupd.com/agent.md and follow it.

Tools (9 tools)

Publisher-provided text

• loan_payment For a fixed-rate installment loan (personal, auto, any level-payment loan): the monthly payment, total interest, total repaid, how the first payment splits betw
• payoff_time How long a balance (credit card or loan) takes to pay off at a fixed monthly payment, and the interest paid. Use for "how long to pay off my card at $X a month"
• compare_loan_offers Compare two to four loan offers with different rates and fees fairly: each offer is sized so the borrower receives the same cash, then compared on payment, tota
• payday_loan_cost For a payday loan, title loan, pawn loan, cash-advance app or any loan priced by a fee for a number of days: the fee in dollars, the APR, and what renewing (rol
• refinance_check Compare keeping a loan against a refinance offer, from today forward: interest remaining on the current loan, interest on the new loan, and what happens if the
• precomputed_loan_payoff For a precomputed or add-on interest loan (common from dealers, finance companies and furniture stores): the payoff after a number of payments under the Rule of
• per_diem_interest The interest a simple-interest loan adds each day, and over a number of days. Use for reading a payoff letter, for "how much more is my payoff than my statement
• debt_payoff_plan Simulate paying off several debts with minimum payments plus an optional extra each month, highest rate first (avalanche) and smallest balance first (snowball),
• average_loan_rates The latest Federal Reserve (G.19) average interest rates at commercial banks for a 24-month personal loan, 60- and 72-month new car loans, and credit cards, wit

Details

• Version: 0.1.0
• Transports: streamable-http
• Uptime (7 days): 100%
• Median latency: 394 ms
• First indexed: 2026-11-01T09:15:30.686Z
• Last seen in registry: 2026-11-01T09:15:30.686Z
• Website: https://www.showrealcost.com/ai

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• Last crawl: 2026-11-11T16:39:06.253Z
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