io.github.sjgiewont/if-the-card-fits

up checked 2026-11-11T15:37:57.746Z

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Publisher-provided description

Which credit cards a household should carry, simulated over 5 years on weekly-verified terms.

Summary by lookupd

Compares credit cards on your own yearly spending, showing rewards net of annual fees and which card or two-card pair pays most.

Install

Claude Code, remote (streamable-http)

claude mcp add --transport http if-the-card-fits https://ifthecardfits.com/mcp

Codex, remote (streamable-http)

codex mcp add if-the-card-fits --url https://ifthecardfits.com/mcp

Cursor, remote (streamable-http) → .cursor/mcp.json

{
  "mcpServers": {
    "if-the-card-fits": {
      "url": "https://ifthecardfits.com/mcp"
    }
  }
}

Other clients: docs. Or tell your agent: Set up lookupd for me: read https://lookupd.com/agent.md and follow it.

Tools (4 tools)

Publisher-provided text

• spending_categories The 19 categories this API scores spending against. Call this first and map the person's statement onto these ids before calling simulate_cards.
• simulate_cards Given a year of spending by category, returns the three best credit cards and the best two-card combination, with what each is worth after its annual fee over t
• keep_or_cancel For cards the person already carries, says whether each one still earns its annual fee back on their spending, and what to move to if not. Pass the cards as `he
• compare_two Two named cards head to head on the person's own spending: which one pays more, and by how much a year. Use this when they are choosing between two specific car

Details

• Version: 1.0.0
• Transports: streamable-http
• Uptime (7 days): 100%
• Median latency: 414 ms
• First indexed: 2026-11-01T09:55:18.786Z
• Last seen in registry: 2026-11-01T09:55:18.786Z
• Website: https://ifthecardfits.com/api/

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• 62174 servers
• Last crawl: 2026-11-11T19:17:20.153Z
• API base: https://api.lookupd.com
• MCP URL: https://api.lookupd.com/mcp